Credit Card Processing

In today’s fast-paced world, your business needs credit card processing that is fast, secure and easy.  The Internet is a great resource for credit transactions – if you know where to look for security and speed.  You don’t have to spend a fortune on expensive software to process your credit card transactions – you can get an cheap merchant account online for a few bucks a month.

For excellent small business credit card processing, you can turn to several Web merchants to help you.  These merchants work entirely over the World Wide Web, so you don’t have to worry about buying expensive credit card processors.  The online transactions will be secure since they are protected by industry-strength data encryption.

First, there’s Yahoo Small Business, which charges a nominal fee (about 1 percent) for every credit card transaction it processes for you.  Your business can have a storefront on the Yahoo network (Yahoo is the most visited and most popular website of all in 2005), which means that your products and services can be seen anywhere in the world.  You do need a global merchant account in order for Yahoo to process credit payments for you, but it doesn’t cost much.  Then customers anywhere on earth can buy your products and you get paid instantly.

You should also look at PayPal, another large online secure payment hub.  If you sign up to have your credit card transactions processed through PayPal, you won’t pay any fees except for a small commission per transaction (about 2 percent, plus a few cents).  Those fees cover not only the payment processing, but also reliable fraud protection and privacy measures.  Millions of individuals and businesses worldwide use PayPal to handle billions of dollars’ worth of transactions annually.

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